- Private clients
- Cards
- Visa Gold
Visa Gold is a card of golden color used by the most loyal and wealthy clients of the banks. Visa Gold symbolizes the highest level of service and attention to the holder of such a card. Many shops and restaurants willingly participate in the programs of privileges for the Visa Gold holders. The Visa Gold card gives you not only an excellent opportunity to pay for any goods and services, but also a number of important privileges that can make your life easier and brighter. In JSCB “Kapitalbank you can open a debit card Visa Gold”.
Today, the plastic card is a convenient and high-tech information carrier. In the modern world, plastic cards have been used almost everywhere. Imagine a wallet, which itself withdraws for you a right amount of money when shopping and no one except you can use it ... and most importantly, if you lose your wallet, your money remains with you. Do you think this is not possible? We think differently. JSCB “Kapitalbank” offers you a convenient and safe solution - plastic cards.
JSCB “Kapitalbank” offers you to get acquainted with Visa cards and useful information related to their daily use.
Bank’s service / condition for provision of the service |
Rate of commission fee to the Bank charged to the Client for the transactions performed by the Bank |
Note |
|
a) | When ordering via mobile app with pickup via delivery |
55 000 UZS 5 USD* 5 EUR* |
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b) | Issuance of a plastic card with receipt at a bank branch | 10 USD | The card is issued with a minus balance (card issue and delivery fee) |
c) | Card validity period | 3 years | |
d) | Card re-issue due to expiration of the card | Free of charge | When contacting a client before and after one month of card expiration |
55 000 UZS 5 USD* 5 EUR* |
In other cases | ||
e) | Early re-issue of the main or additional card |
55 000 UZS 5 USD* 5 EUR* |
|
f) | Card reissue due to: | ||
- Loss |
55 000 UZS |
||
- Damage | 5 USD* | ||
- Changing the name of the cardholder | 5 EUR* | ||
- Change of PIN code | |||
g) | Minimum balance on the card account, which is not available for use on the card | 0 USD | |
10 USD | If the order is made via Kapitalbank mobile app | ||
h) | Minimum initial deposit to the card account | N/a | The amount available for use will be calculated less the minimum balance. |
i) | Card account maintenance | 1 USD a month | |
Commission - free |
When one of the conditions is met: * average monthly account balance> 500 USD * turnover for payment for goods and services> 100 USD per month |
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j) | Processing of transactions for receipt cash by Visa cards of JSCB "Kapitalbank" through the cashier / terminal of JSCB "Kapitalbank" | 0,5% from the transaction amount | |
k) | Processing of transactions for receipt of cash by cards of JSCB "Kapitalbank" in other banks | 2% | Commission is charged according to the tariffs of the bank that installed the ATM, from the holder's card |
l) | Processing of transactions for payment for goods and services outside the service network of JSCB "Kapitalbank" | Commission - free | |
For payments by cards of JSCB Kapitalbank on MSS 6051 | 1% | ||
m) | Maintaining a bank card account in terms of investigation of the account and operations |
Up to 100 USD - 5 (five) USD (at the bank set rate) From 100 USD inclusive - 1% of the transaction amount, but not less than 10 (ten) USD at the bank set rate) |
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n) | Fee for blocking a card with the "stolen or lost" sign | Commission - free | |
o) | Connection and maintenance of 3D Secure service | Commission - free | Connection to 3D Secure service is provided only if the client is connected to the SMS informing service |
Visa card is the key to access to your account where your money is stored. Observing the following main precautions while using this card enables to mitigate the risk of unauthorized access of your account.
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To avoid using your card by another person, keep the PIN-code separately from the card, do not write the PIN-code on the card, do not give the PIN-code to any other people. When typing the PIN-code on the electronic terminal or ATM you should do in the way so it is not visible to others what being entered.
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Verify periodically the transactions on the card account - this can be done with the help of the bank statements, as well as using the free SMS notification service, by sending an SMS message to short number 2212. In case of detection of suspicious or unusual transactions, immediately inform the bank. The list of SMS information instructions is available here-> INSTRUCTION
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In case of loss of the card (theft, seizure) or if information about the PIN-code or card details became available to third parties, immediately put the card on the STOP list using the SMS notification service by sending the SMS message to short number 2212 and also immediately contact “Kapitalbank” JSCB and inform about the loss of the card either verbally or in a written form.
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To avoid fraud with your card, require the transactions to be carried out only in your presence, do not let take it out of your field of vision.
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While withdrawing cash at the ATM, make sure that the ATM is installed in a well-illuminated place or a special room of the bank, do not carry out transactions with the ATMs that are installed in deserted places. Examples of installing facilities for sensing card details.
- Statement
- Original identity document
- Agreement between the Bank and an individual
- VISA Card opening - to 4 p.m.
- EMV SMART VISTA Cards cash withdrawal - to 4p.m.,
- Other operations - to 5 p.m.